@font-face{font-family:Montserrat;src:url(/fonts/montserrat.woff2) format("woff2");font-weight:100 900;font-display:swap}
:root{--navy:#09234C;--ocean:#087BB9;--em:#12B96A;--grey:#6B7C93;--ink:#1D2433;--bg:#F4F7FB;--line:#DDE5EF;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font-family:Montserrat,"Segoe UI",Arial,sans-serif;color:var(--ink);font-size:17px;line-height:1.65;background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}a{color:var(--ocean)}h1,h2,h3{color:var(--navy);line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5.2vw,3.9rem);font-weight:800}h2{font-size:clamp(1.6rem,3.2vw,2.4rem);font-weight:750}h3{font-size:1.15rem;font-weight:700}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}.block{padding:88px 24px}.small{font-size:.86rem;color:var(--grey)}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 12px}
.k{text-transform:uppercase;letter-spacing:.22em;font-size:.78rem;font-weight:600;color:var(--em);margin:0 0 12px}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:650;padding:14px 26px;border-radius:999px;border:2px solid var(--navy);cursor:pointer;font:inherit;font-weight:650;transition:.2s}
.btn:hover{background:var(--ocean);border-color:var(--ocean)}.btn.sm{padding:9px 18px;font-size:.9rem}
.btn.ghost{background:transparent;border-color:#fff;color:#fff}.btn.ghost:hover{background:#fff;color:var(--navy)}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;height:76px}.brand img{width:200px;height:auto}
.nav{display:flex;align-items:center;gap:26px}.nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.93rem}.nav a:hover{color:var(--ocean)}
.nav .lang{border:1px solid var(--line);border-radius:6px;padding:3px 8px;font-size:.8rem}.nav .btn{color:#fff}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;padding:10px}.burger span{display:block;height:2px;background:var(--navy);margin:5px 0;transition:.2s}
.hero{position:relative;min-height:min(86vh,760px);display:flex;align-items:center;color:#fff;overflow:hidden}
.bg,.bg img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.shade{position:absolute;inset:0;background:linear-gradient(100deg,rgba(9,35,76,.92) 0%,rgba(9,35,76,.72) 45%,rgba(8,123,185,.25) 100%)}
.hero-in{position:relative;padding:110px 24px}.hero h1{color:#fff;max-width:820px}.hero h1 em{font-style:normal;color:#7fd9ad}
.kicker{text-transform:uppercase;letter-spacing:.24em;font-size:.8rem;font-weight:600;color:#bcd3ea}.lead{font-size:1.2rem;max-width:620px;color:#e6eef8}
.btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:-56px;position:relative;z-index:2;background:#fff;border-radius:var(--r);box-shadow:0 18px 50px rgba(9,35,76,.14);padding:0}
.fact{padding:28px 30px;border-right:1px solid var(--line)}.fact:last-child{border:0}.fact b{display:block;font-size:1.5rem;color:var(--navy)}.fact span{color:var(--grey);font-size:.92rem}
.split{display:grid;grid-template-columns:1fr 1.25fr;gap:64px;align-items:start}.prose p{margin:0 0 1.1em}
.band{background:var(--bg)}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;transition:.25s}.card:hover{transform:translateY(-4px);box-shadow:0 14px 40px rgba(9,35,76,.1)}
.card p{margin:0;color:#46536a}.dot{display:block;width:38px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--ocean),var(--em));margin-bottom:20px}
.note{margin-top:26px;color:var(--grey);font-size:.93rem}
.wide-img{position:relative;height:340px;overflow:hidden}
.steps{list-style:none;padding:0;margin:36px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.steps li{border-top:3px solid var(--line);padding-top:22px;position:relative}.steps li:first-child{border-color:var(--em)}
.steps .n{display:inline-flex;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-weight:700;margin-bottom:14px}.steps p{margin:0;color:#46536a}
.sell{display:grid;grid-template-columns:1fr 1fr;background:var(--navy);color:#dfe8f3}.sell-img{position:relative;min-height:440px}.sell-tx{padding:80px 64px}.sell h2{color:#fff}
.ticks{padding:0;list-style:none;margin:0 0 30px}.ticks li{padding:6px 0 6px 30px;position:relative}.ticks li:before{content:"";position:absolute;left:0;top:15px;width:14px;height:8px;border-left:2px solid var(--em);border-bottom:2px solid var(--em);transform:rotate(-45deg)}
.sell .btn{background:var(--em);border-color:var(--em)}.sell .btn:hover{background:#fff;color:var(--navy);border-color:#fff}
.form{background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:32px;display:grid;gap:16px}
.form fieldset{border:0;padding:0;margin:0}.form legend{font-weight:600;color:var(--navy);margin-bottom:8px;font-size:.92rem}
.form label{display:grid;gap:6px;font-weight:600;color:var(--navy);font-size:.92rem}
.form input,.form textarea{font:inherit;font-weight:500;border:1px solid #c9d4e2;border-radius:10px;padding:12px 14px;background:#fff;color:var(--ink);width:100%}
.form input:focus,.form textarea:focus{outline:2px solid var(--ocean);outline-offset:1px;border-color:var(--ocean)}
.form .bad{border-color:#DC3545;background:#fff6f7}.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.chips{display:flex;flex-wrap:wrap;gap:8px}.chip{display:inline-flex!important}.chip input{position:absolute;opacity:0;width:1px}
.chip span{border:1px solid #c9d4e2;border-radius:999px;padding:8px 14px;background:#fff;font-weight:600;cursor:pointer;font-size:.86rem}
.chip input:checked+span{background:var(--navy);color:#fff;border-color:var(--navy)}.chip input:focus-visible+span{outline:2px solid var(--ocean)}
.consent{display:flex!important;grid-template-columns:none;gap:10px!important;align-items:flex-start;font-weight:500!important;color:var(--ink)!important}.consent input{width:18px;height:18px;margin-top:4px;flex:none}
.consent.bad span{color:#DC3545}.hp{position:absolute!important;left:-5000px}.status{margin:0;font-weight:600}.status.ok{color:#198754}.status.err{color:#DC3545}
.pagehead{background:var(--navy);padding:64px 0 48px}.pagehead h1{color:#fff;font-size:clamp(1.8rem,4vw,2.8rem)}.prose h2{font-size:1.3rem;margin-top:1.6em}.prose{max-width:820px}
.ftr{background:#071a39;color:#b9c7da;padding:56px 0 24px;margin-top:0}.ftr a{color:#dbe6f3}.ftr .small{color:#b9c7da}.ftr-in{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.fl{background:#fff;border-radius:10px;padding:12px 16px;display:inline-block;margin-bottom:14px}.lbl{text-transform:uppercase;letter-spacing:.2em;font-size:.75rem;color:#7fd9ad;margin:0 0 8px}
.copy{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:20px}
@media (max-width:960px){.nav{position:fixed;inset:76px 0 auto 0;background:#fff;flex-direction:column;align-items:flex-start;padding:20px 24px 28px;gap:16px;border-bottom:1px solid var(--line);display:none;box-shadow:0 20px 40px rgba(9,35,76,.12)}
.nav.open{display:flex}.burger{display:block}.split,.sell,.ftr-in{grid-template-columns:1fr}.split{gap:24px}.grid3,.steps{grid-template-columns:1fr 1fr}.sell-tx{padding:56px 24px}.sell-img{min-height:260px}}
@media (max-width:600px){body{font-size:16px}.brand img{width:160px}.hdr-in{height:68px}.nav{inset:68px 0 auto 0}.block{padding:60px 20px}.hero-in{padding:80px 20px 100px}
.facts{grid-template-columns:1fr;margin:-40px 16px 0}.fact{border-right:0;border-bottom:1px solid var(--line);padding:18px 22px}.grid3,.steps,.row{grid-template-columns:1fr}.form{padding:22px}.wide-img{height:220px}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}